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It is not the case that Altering monetary denomination without corresponding adjustment in obligations transfers real wealth from creditors to debtors by sovereign fiat.
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Reasons For
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1.
Creditors anticipated inflation risk when setting nominal rates; observed transfers reflect market expectations, not unexpected fiat seizure.
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2.
Debtors also benefit through asset appreciation and wage increases that often exceed inflation, complicating claims of unidirectional wealth loss.
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3.
Monetary redenomination (e.g., 1000:1 conversion) preserves real obligations if all prices and wages scale proportionally, transferring nothing.
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Reasons Against
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Reason against
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1.
Nominal debt obligations remain fixed while currency value declines, so debtors repay with less real purchasing power than originally borrowed.
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2.
Creditors cannot adjust interest rates retroactively to compensate for unanticipated monetary changes, creating asymmetric wealth transfer.
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3.
Only sovereign authority can unilaterally redefine currency units, making this a unique form of non-consensual contract modification.
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