Institutions demonstrably allocate resources and opportunities disproportionately to wealthy actors through documented structural mechanisms like lobbying access and regulatory capture.
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When the industries or companies that are supposed to be regulated by a government agency end up controlling that agency instead, so rules get written to benefit them rather than protect the public.
Structural mechanisms(as used in social and political philosophy)
The built-in systems and processes within institutions that create patterns of inequality, often invisibly embedded in how things are organized.