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    LoyalLoyalJusticeJustice
    Made withinDC&Austin
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    321,452
    Perspectives
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    42
    A contractarian cannot easily justify equal insurance pre... — Carmelics
    Home/Social Contract
    HistoryEditSee Inverse

    A contractarian cannot easily justify equal insurance premiums for disabled and non-disabled persons.

    Social Contract
    ?Rate how convincing each reason is below to see the overall strength.
    2 reasons for
    1 reason against

    Reasons For

    2 perspectives
    Reason for 1 of 2
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    • 1.Gauthier's 'Morals by Agreement' grounds rational bargaining in maximizing relative advantage, giving healthy contractors leverage to reject cost-pooling.
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    • 2.Bargainers behind no veil of ignorance—knowing their health status—will defect from equal-premium schemes, as Hobbesian rational egoism predicts.
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    • 3.Without Rawlsian epistemic constraints, contractarianism lacks the structural mechanism to override actuarially rational discrimination.
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    Reason for 2 of 2
    ?
    • 1.Buchanan and Tullock's 'Calculus of Consent' shows unanimous agreement requires each party to perceive net benefit, which healthy majorities won't in equal disability pooling.
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    • 2.Disabled persons constitute a minority whose inclusion in equal-premium contracts imposes net costs on the non-disabled majority, violating the unanimity criterion for legitimate agreement.
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    Reasons Against

    1 perspective
    Reason against
    ?
    • 1.Currently healthy contractors have a lower probability of needing disability care than already-disabled persons.
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    • 2.Rational contractors bargain based on their own expected costs and benefits.
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    • 3.Equal premiums without prior knowledge of one's condition require justification that pure contractarianism struggles to supply.
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    Topics

    Social Contract

    Connections

    1 topic

    Justice & Punishment1 linked

    Related

    Bargainers behind no veil of ignorance—knowing their health status—will defect f...Buchanan and Tullock's 'Calculus of Consent' shows unanimous agreement requires ...Currently healthy contractors have a lower probability of needing disability car...Disabled persons constitute a minority whose inclusion in equal-premium contract...
    +4 moreShow less
    Equal premiums without prior knowledge of one's condition require justification ...Gauthier's 'Morals by Agreement' grounds rational bargaining in maximizing relat...Rational contractors bargain based on their own expected costs and benefits.Without Rawlsian epistemic constraints, contractarianism lacks the structural me...

    Similar

    A contractualist can justify equal insurance premiums without prior kn...81%Equal premiums without prior knowledge of one's condition require just...79%Currently healthy contractors have a lower probability of needing disa...78%Even currently healthy contractors face some probability of disability...75%

    Source

    AI-extracted1/3 agreementValid
    SEP: contractarianism
    View source passageHide passage
    Disability rights activists, however, would still seem to have a serious complaint to lodge against normative contractarianism, since it is surely the case that there are persons who cannot reciprocate benefits to others. Such persons would be, on the normative contractarian view, beyond the scope of the rules of justice. Recent literature on disability argues that, to the contrary, contractarianism can be inclusive of the disabled. For example, it may be argued that in fact most disabled person
    Extraction notes

    Validity: Extracted via Max plan + API grounding/validity checks

    Details

    Type
    claim
    Perspectives
    3 (2 for, 1 against)
    Edits
    1 edit