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    LoyalLoyalJusticeJustice
    Made withinDC&Austin
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    A contractualist can justify equal insurance premiums wit... — Carmelics
    Home/Social Contract
    HistoryEditSee Inverse

    A contractualist can justify equal insurance premiums without prior knowledge of one's condition because such an agreement could not be reasonably rejected.

    Social Contract
    ?Rate how convincing each reason is below to see the overall strength.
    1 reason for
    2 reasons against

    Reasons For

    1 perspective
    Reason for
    ?
    • 1.Contractualism evaluates agreements by whether they can be reasonably rejected, not merely by self-interested rational choice.
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    • 2.No one could reasonably reject an equal-premium insurance scheme given uncertainty about their own future condition.
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    Reasons Against

    2 perspectives
    Reason against 1 of 2
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    • 1.Scanlon's 'reasonable rejection' test is indexed to individuals' actual standpoints, not hypothetical positions of ignorance.
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    • 2.A person who already knows they are chronically ill has a reasonable complaint against equal premiums that subsidize their care less than actuarial pricing would.
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    • 3.Contractualism thus yields indeterminate or competing verdicts when contractors possess asymmetric morally relevant information.
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    Reason against 2 of 2
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    • 1.Rawls's veil of ignorance is a device of representation, not a condition Scanlonian contractualism inherits or requires.
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    • 2.Importing epistemic ignorance into Scanlonian contractualism conflates two distinct traditions, undermining the claim's theoretical grounding.
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    • 3.Without that importation, high-risk individuals can reasonably reject equal premiums as failing to reflect their distinctive burden-bearing position.
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    Topics

    Social Contract

    Key Terms

    knowledge(Distinguished from mere true belief, which may be the product of indoctrination and need not exercise deliberative capacities.)
    Justified true belief — true belief that has been arrived at through the exercise of deliberative capacities, including comparison of and deliberation among alternatives.

    Related

    A person who already knows they are chronically ill has a reasonable complaint a...Contractualism evaluates agreements by whether they can be reasonably rejected, ...Contractualism thus yields indeterminate or competing verdicts when contractors ...Importing epistemic ignorance into Scanlonian contractualism conflates two disti...
    +4 moreShow less
    No one could reasonably reject an equal-premium insurance scheme given uncertain...Rawls's veil of ignorance is a device of representation, not a condition Scanlon...Scanlon's 'reasonable rejection' test is indexed to individuals' actual standpoi...Without that importation, high-risk individuals can reasonably reject equal prem...

    Similar

    Equal premiums without prior knowledge of one's condition require just...83%A contractarian cannot easily justify equal insurance premiums for dis...81%The contractualist justification for the equal-premium insurance schem...80%No one could reasonably reject an equal-premium insurance scheme given...80%

    Source

    AI-extracted1/3 agreementValid
    SEP: contractarianism
    View source passageHide passage
    Disability rights activists, however, would still seem to have a serious complaint to lodge against normative contractarianism, since it is surely the case that there are persons who cannot reciprocate benefits to others. Such persons would be, on the normative contractarian view, beyond the scope of the rules of justice. Recent literature on disability argues that, to the contrary, contractarianism can be inclusive of the disabled. For example, it may be argued that in fact most disabled person
    Extraction notes

    Validity: Extracted via Max plan + API grounding/validity checks

    Details

    Type
    claim
    Perspectives
    3 (1 for, 2 against)
    Edits
    1 edit