Hume's own insurance and battlefield analogies involve discrete, negotiated transactions between parties with roughly comparable power, unlike the structural asymmetry between citizen and state.

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Hume(as the main philosopher discussed in this statement): David Hume was an 18th-century Scottish philosopher who argued that human knowledge comes from experience and observation rather than pure reasoning alone.
Structural asymmetry(describing the relationship between God and monads): An imbalance or one-directedness in how something is organized—here meaning God's act of creation is the source, while the monads are what's created.
analogies (in philosophy)(as philosophical tools Hume used to make his point): A comparison between two different things used to explain a difficult idea by showing how it's similar to something more familiar.
discrete transactions(describing independent business dealings): Separate, individual exchanges or deals that are complete in themselves, rather than ongoing or connected to other agreements.

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