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    LoyalLoyalJusticeJustice
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    The contractualist justification for the equal-premium in... — Carmelics
    Home/Social Contract
    HistoryEditSee Inverse

    The contractualist justification for the equal-premium insurance scheme risks collapsing into egalitarianism.

    Social Contract
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    2 reasons for
    1 reason against

    Reasons For

    2 perspectives
    Reason for 1 of 2
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    • 1.Rawls's veil of ignorance reasoning abstracts from all contingent features of persons, making disability morally equivalent to any other unchosen disadvantage.
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    • 2.Once contractualist reasoning treats unchosen disadvantage as a basis for legitimate insurance claims, the distinction between disability and other natural misfortune becomes arbitrary.
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    • 3.Scanlon's reasonable rejectability test applies symmetrically: any principle permitting uncompensated natural disadvantage is rejectable by the worst-off, collapsing into Rawlsian difference-principle egalitarianism.
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    Reason for 2 of 2
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    • 1.G.A. Cohen's critique of Rawls demonstrates that contractualist premises about unchosen circumstances, once universalized, demand compensation for all brute luck disadvantages.
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    • 2.An equal-premium insurance scheme justified by appeal to unchosen disability status implicitly endorses luck egalitarianism's core principle that undeserved inequalities require rectification.
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    Reasons Against

    1 perspective
    Reason against
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    • 1.If the argument from reasonable rejectability justifies insurance against disability, a parallel argument could justify insurance against any form of bad luck.
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    • 2.Extending the argument to all bad luck would yield a strongly egalitarian distributive principle.
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    Topics

    Social Contract

    Connections

    1 topic

    Justice & Punishment1 linked

    Related

    An equal-premium insurance scheme justified by appeal to unchosen disability sta...Extending the argument to all bad luck would yield a strongly egalitarian distri...G.A. Cohen's critique of Rawls demonstrates that contractualist premises about u...If the argument from reasonable rejectability justifies insurance against disabi...
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    Once contractualist reasoning treats unchosen disadvantage as a basis for legiti...Rawls's veil of ignorance reasoning abstracts from all contingent features of pe...Scanlon's reasonable rejectability test applies symmetrically: any principle per...

    Similar

    A contractualist can justify equal insurance premiums without prior kn...80%No one could reasonably reject an equal-premium insurance scheme given...76%Equal premiums without prior knowledge of one's condition require just...75%Impersonal contractualism represents an abandonment of core contractua...71%

    Source

    AI-extracted1/3 agreementValid
    SEP: contractarianism
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    Disability rights activists, however, would still seem to have a serious complaint to lodge against normative contractarianism, since it is surely the case that there are persons who cannot reciprocate benefits to others. Such persons would be, on the normative contractarian view, beyond the scope of the rules of justice. Recent literature on disability argues that, to the contrary, contractarianism can be inclusive of the disabled. For example, it may be argued that in fact most disabled person
    Extraction notes

    Validity: Extracted via Max plan + API grounding/validity checks

    Details

    Type
    claim
    Perspectives
    3 (2 for, 1 against)
    Edits
    1 edit